10 Interesting Quotes on Money Management

Personal finance and money management is a topic which never goes out of date and each day I get to learn something new about finance and money management.  Each day some quote or article grabs my attention and I reflect upon those words later in the day and try to implement in my life. Here are some of the new quotes that I couldn’t stop thinking about. So, here I am sharing with you these words of wisdom.

  • “The speed of your success is limited only by your dedication and what you’re willing to sacrifice” ― Nathan W. Morris
  • Money, like emotions, is something you must control to keep your life on the right track.” ― Natasha Munson
  • If money management isn’t something you enjoy, consider my perspective. I look at managing my money as if it were a part-time job. The time you spend monitoring your finances will pay off. You can make real money by cutting expenses and earning more interest on savings and investments. I’d challenge you to find a part-time job where you could potentially earn as much money for just an hour or two of your time.”—Laura D. Adams
  •  “When money realizes that it is in good hands, it wants to stay and multiply in those hands.” Idowu  Koyenikan
  • Budgeting has only one rule: Do not go over budget.” Leslie Tayne
  • “You are only as rich as your will power.” ― Wayne Chirisa
  • “When it comes to money, ignorance is NOT bliss. What you don’t know CAN hurt you.” ― Sandra S. Simmons
  • “You don’t have to be a miser, just be wiser with your money.” ― Dorethia Conner Kelly
  • If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.” ― Brigham Young
  • “At the end of the day, taking 50% off a $250 dress still means walking out of the store $125 poorer.” ― Ian Lamont




Stop looking for an Eraser when you need a Sharpener

Oftentimes, I would keep telling myself, “I wish, I had a magic eraser with which I could erase all the mistakes I have made as well as bad memories associated with those mistakes.” In fact, many of us want to go back in time and write-off many mistakes. One day while meditating, I realized that we are humans and we are bound to make mistakes and instead of erasing our mistakes and dwelling in past, we need to sharpen our skills so that we do not make such mistakes in future. When we make mistakes we don’t want to admit those mistakes and keep those as guiding posts for our lives, but what we want at that time is to hide those mistakes from others by erasing them.

Challenge your Limits

A ship in port is safe, but that’s not what ships are built for”—Grace Hopper.

Oftentimes, we look for soft options in our life and choose comfort over rigors of life. We do face challenges at times, but we try to limit our challenges and create a boundary wall around our capabilities. In other words, we take solace in our comfort zone and do not take any risk at all. But the comfort zone is the dangerous place to be in. On the other hand, taking risks may involve some troubles in the beginning, but it surely brings out the very best in a person. Therefore, every once in a while, we all need to get out of our comfort zone and fight our battles both within and outside. I am not saying, one should not enjoy his or her life, but getting stuck in the comfort zone is very dangerous especially in the uncertain times. So, go out and challenge your limits and discover your true potential.

“The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy”—Martin Luther King, Jr. 

Good Bye 2013

When I look back it feels the time really flies. The year 2013 has been a mixed bag of happiness and sorrows and pleasure and pain. I guess, that is how the life goes on because pleasure will not be sweeter in the absence of pain and pain will not culminate in the beautiful memory without pleasure. So, all in all, it was good. But, everything comes to an end, whether it is the period of 12 months or the lifetime. Therefore, my resolution for the New Year (2014) will be to spend each moment wisely and give ample time to my loved ones. I guess from knowledge path, I am slowly treading into spiritual sphere, which connects me to the Almighty every single moment and I feel I have to do my small and mundane jobs as noble tasks assigned by God.

Wishing you a very happy and  spiritual New Year

What really matters is what you believe

In Da Vinci Code, Robert Langdon said “What really matters is what you believe.” Indeed, it is true with everyone. Your beliefs are the foundation of your thoughts and these firm beliefs drive you towards an action. In fact, all your dreams are nothing more than a belief. Before others believe in you, it is important to believe in yourself and have faith in your dreams. All the scientists and innovators had believed in their inventions, which were in their mind before they actually came into being. All these master creators and great people had been ridiculed by others for not conforming to the norms of the society. But with their sheer determination and firm belief, they created many new creations for us, without which we could not think of living. On the flip side, if you choose wrong and self-limiting beliefs, you are going to set yourself up for a failure. Therefore, believe in positive ideas that have the power to change not only your life but also the people around you.

“We are what we think. All that we are arises with our thoughts. With our thoughts, we make the world.” Buddha.

Oz the Great and Powerful

Last week, I went to watch “Oz the Great and Powerful” directed by Sam Raimi. Well, I don’t have any intention to review the movie. However, I have learnt some great lessons from this movie, which I want to share with you all.

1. Goodness is better than greatness
Oz wanted to achieve greatness by cheating. Glinda, the good fairy, evoked goodness in him, which finally made Oz a true wizard and helped him win the hearts of people of Land of Oz. So goodness precedes greatness. In fact, we all can win millions of hearts, if we arouse little goodness in us. There is no Glinda around us who can inspire love and goodness. But we need to look inward to awake the good soul in us.

2. Courage is the greatest of the virtue
When everyone was suspecting the Oz will take a flight, he chose to fight and helped the citizens of Emerald City get rid of the evil witch. In order to fulfill your dreams, you need to put up a strong face in the wake of challenges. If you show even a little bit of courage, you can achieve most of your dreams.

3. Believe in yourself
Oz believed that he was meant to be special and wanted to achieve his dream of being great and powerful. Ultimately, he lived his dream and became a great wizard. Therefore, it is good to dream big and believe in yourself rather than settling for less in life.

The movie had taught me some lessons, may be you can also learn some more. So, go ahead and watch this prequel to the timeless “The Wizard of Oz.”

Give me a Fair Slice of Life

“A truly equal world would be one where women ran half our countries and companies and men ran half our homes.” Sheryl Sandberg, Chief Operating Officer, Facebook.

The above lines are from the new book “Lean In: Women, Work, and the Will to Lead,” that was out on Monday. The book is a very inspiring story from a woman who has made it large in the corporate world and was successful in breaking the glass ceiling. A must read for everyone.

I will refrain from saying that it is all men’s world. Indeed, it is not. It is just that we women have to be the go-getters rather than waiting for someone to award and reward us with fairness and justice. We need to be pushy and make way for ourselves. Of course, with the help of other women, a woman can get her due. Women need to learn that they need to ask for their needs. I am not asking you to be a cry baby, but put across all the problems in an objective manner and try to reason out with your bosses at the workplace and with your family members at home. This world is as much the world of women as it is men’s. Therefore, the onus of making a fair and equitable system lies on women as well. You need to muster that courage to ask for the fair slice of life. Move out of your comfort zone, if you have to, in order to get the true liberty and equitable position.

Happy Valentine’s Day

Love yourself first and everything else falls into line. You really have to love yourself to get anything done in this world.-Lucille Ball.

Today all are expressing their love for their valentines by giving a perfect gift. You must also have wooed your valentine. But, have you ever thought of expressing love to yourself. On this Valentine’s Day, give a gift to yourself. This is the most wonderful gift you’ve ever got. Love yourself as much as your partner does. Self-love is not a selfish act. It is just the way to feel valued and special. Most of us try to woo our partners and do not get enough time for ourselves. Now, it is time to start appreciating yourself for everything you have accomplished so far. Give yourself the love that you deserve and motivate self for the best in the years to come. Having said that, go ahead and romance your partner and don’t forget to love all your near and dear ones.

Happy Valentine’s Day to all the readers.

Liberate Yourself with Knowledge

“The only good is knowledge and the only evil is ignorance.”


Indeed, we all are on the quest for knowledge that liberates us from the shackles of drudgery and shows us the new avenues that fill our lives with joy. The sole motive of acquiring the knowledge is to beat the ignorance that has eclipsed our life. The true knowledge shows the right path to an individual and ignites a new spark in a gloomy heart. Given the fast-paced technological environment that demands each and every one to learn new skills with each passing day, one needs to commit to life-long learning and be open to the new ideas and gain new insights every day. Never stop learning and never forget to embrace knowledge, no matter where it is coming from. For instance, one can learn something from children like using new gadgets swiftly. It is often said that still water of the pond gets murky, while the river that flows incessantly has freshness in its each single drop. Same is the case with our ideas. Do not let let your ideas go stale, give them a new lease of life. So keep learning and liberating yourself to clear the clouds of ignorance from your mind and add delight to your life. Rejuvenate self with information flow and keep the momentum of learning going. This flow is the driving force and gives energy to an individual to undertake a long journey like a river.